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CAARP Introduction, Part IV: Commercial Auto
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Motor Carrier Filings

If a filing or a certificate of insurance is requested to be made on your behalf and filed with a regulating agency, such as, but not limited to the PUC, ICC, FHA, DOT or DMV, the terms of your policy will be affected.

The following will apply to all policies with filings:

Additional coverages and related premiums may include Hired Automobile, Employers Non-Ownership and Pollution Liability.

All vehicles owned by the named insured used in connection with their operating authority must be insured under this policy.

Vehicles may be deleted from this policy in three instances:
  • Sale/Total Destruction - copy of bill of sale and transfer of title/release of liability required.

  • Inoperable Vehicle - signed declaration to exclude inoperable vehicle endorsement must be provided.

  • Vehicle Covered by Another Insurer - declaration to exclude vehicle endorsement required, along with a copy of declarations page from other policy. This is available only to vehicles not subject to the filing issued.

All requests to cancel a policy must be made at least 35 days prior to the date cancellation will become effective when there are filings involved.

All cancellation requests must be:
  • Dated
  • Signed by the insured or authorized representative of the insured, if a corporation or social agency
  • Faxed or mailed the date requested


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© 2008, LunchTimeCE, Inc and AIPSO. All Rights Reserved.

Not only are policy forms, clauses, rules and court decisions constantly changing, but forms vary from company to company and state to state. This material is intended as a general guideline and might not apply to a specific situation.
The authors, LunchTimeCE, Inc. and AIPSO, and any organization for whom this course is administered will have neither liability nor responsibility to any person or entity with respect to any loss or damage alleged to be caused directly or indirectly as a result of information contained in this course.