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CAARP Introduction, Part I: What is CAARP?
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How to Submit an Application
Only certified producers can submit applications to the California Automobile Assigned Risk Plan. Any agent/broker with a California Fire & Casualty or Personal Lines license can become a certified producer with CAARP. Agents/brokers must complete an application for CAARP certification and include a copy of their current license.
As certified producer of record, you can help the assigned insurer in providing better service to your insureds by fully completing your application and attaching all necessary documents. Incomplete applications or missing documents will delay the processing of your application.

All application forms can be found on the CAARP or LCA websites:
www.aipso.com/ca
www.aipso.com/lc

Producers completing applications should not telephone CAARP for premium quotations, but should refer to the Rules and Rates in the CAARP/Low Cost Manual. The producer should advise the applicant that the policy is being issued as part of the California Automobile Assigned Risk Plan or the California Low Cost Automobile Insurance Program. In submitting an application, the producer must be certain that:

  • The application is completed in the name of the individual or entity requesting coverage;
  • The application is signed and dated by both the applicant and the producer of record;
  • The name, address, tax identification number, license number, and telephone number of the producer of record are included on the application;
  • The application contains the requested effective date of coverage;
  • If an immediate or future effective date is requested the producer must comply with the effective date rules. Producer should refer to Section 28 for private passenger/Low Cost applicants and 46 for commercial applicants
  • There are no blank or incomplete answers, as this may result in the application being returned to the producer before an assignment can be made.
  • For specific minimum application requirements, refer to Section 23 and Section 41;
  • All required documents should be attached with the application;
  • Applicant's and principal operator's licenses
  • Vehicle registration(s) or proof of ownership
  • Supplemental vehicle schedule, if applicable.
  • The deposit payment is correct for the method of payment chosen;
  • For payment options refer to Sections 26 or 44.
  • The applicant has read and signed the application and agrees that all answers are correct;
  • The original application form is mailed with all attachments to CAARP's office.
  • Once assigned, all policy change requests are submitted in writing to the company and accompanied by any required deposit.

Questions on the California Automobile Assigned Risk Plan Manual or the California Low Cost Automobile Insurance Program should be directed to:

California Automobile Assigned Risk Plan
P.O. Box 7917
San Francisco, CA 94120-7917
800-622-0954
Fax 415-421-4013
e-mail:


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© 2008, LunchTimeCE, Inc and AIPSO. All Rights Reserved.

Not only are policy forms, clauses, rules and court decisions constantly changing, but forms vary from company to company and state to state. This material is intended as a general guideline and might not apply to a specific situation.
The authors, LunchTimeCE, Inc. and AIPSO, and any organization for whom this course is administered will have neither liability nor responsibility to any person or entity with respect to any loss or damage alleged to be caused directly or indirectly as a result of information contained in this course.